Car Loan with a Low Income, Yes, It Is Possible

Many people think that with a low annual income they won’t be able to get a loan to buy the car of their dreams. Let’s be honest, this is a false impression and we explain why in this blog. 

Financement Auto Laval, near Saint-Eustache, Terrebonne, Boisbriand, Sainte-Thérèse and just a few minutes from Montreal, has been specializing in car loans for nearly 30 years. In this blog, we tell you about the advantages of using car credit, even with a more modest income. If you are looking for a car, in-house financing is the answer.

100% Approved Car Credit

You may think that car financing is only for the wealthiest people in society and that only they can use car credit. Think again, because at Financement Auto Laval we offer car loans to all income categories and regardless of your financial situation. It is often easier to analyze a loan application when the person in front of us has a more modest income.

It is possible and easy to obtain a car loan, even if you are employed on a minimum wage. Financement Auto Laval has advantageous financing solutions, with payments spread out over a longer period of time for example, allowing you to get the right deal without increasing your financial burden.

Let’s see how this is possible. First of all, our specialists will take the time to listen to you before developing the solution that fits your budget. Our car credit professionals like to lay their cards on the table and take into consideration all your expenses before proposing a vehicle that fits your budget. Then, they present you with a game plan that allows you to choose a vehicle and discuss the terms of the contract. The contract specifies the amount borrowed, the best rates on the market, the term and the flexibility of repayment. 

At Financement Auto Laval, it is not about making a transaction for the sake of making a transaction. Together, we look for solutions that will allow you to be a winner in every respect. In the automotive business for nearly 30 years, we know that our customers with modest incomes need a vehicle, but they also want to be able to make it to the end of each month. Our tailored solutions do just that and give them the flexibility to do so.

Let’s go one step further: the specialists at Financement Auto Laval are also excellent advisors. They will take the time to advise you on how to do things right, such as the need to build good payment habits or to make sure you pay your car loan on time, like your other financial obligations.

No matter what, Financement Auto Laval has served thousands of clients for almost 30 years and in every situation, people have received the best advice and have been 100% approved for their car loan. Our advisors are able to obtain the best rates on the market and allow you to drive away with the vehicle you want.

People with modest incomes can therefore obtain a car loan quickly in a few minutes and take possession of their vehicle. Not only does Financement Auto Laval take every step to make your life easier, but its advisors strive to answer all your questions. In simple language and with complete transparency, our team is at your disposal and offers you advantageous plans, regardless of your income.

For Your Car Loan, there Is Financement Auto Laval

The team at Financement Auto Laval, near Saint-Eustache, Terrebonne, Boisbriand, Sainte-Thérèse and just a few minutes from Montreal, is equipped to meet your needs, explore the options available to you and grant you the car loan you need despite your temporary loss of employment.

For decades, our team has been providing our thousands of clients with great financing solutions. Our recipe is simple: work hard for our customers, no matter how difficult their financial situation or how modest their income. Financement Auto Laval is at the heart of your recovery and proud to contribute to your success!